Terms of Service & Disclaimer

Effective Date: October 23, 2025 | Last Updated: October 23, 2025

1. Acceptance of Terms

By accessing or using any services provided by Daka ("we," "us," or "our"), you agree to comply with and be bound by these Terms of Service. If you do not agree with these terms, please do not use our services or make any purchases.

These terms constitute a legally binding agreement between you and Daka - E-Marketing & Business Growth LTD.

2. Results Disclaimer

No Guaranteed Results: The information, strategies, and tools provided through our services are for educational and informational purposes only. We make NO guarantees regarding the results you may achieve.

Individual results will vary significantly and depend on numerous factors including but not limited to:

• Your level of effort, dedication, and consistency
• Your prior business experience and skills
• Your available time and resources
• Market conditions and competition in your niche
• Your ability to implement and execute strategies correctly
• Economic factors and external circumstances beyond our control

Your success is your responsibility. We provide tools and guidance, but you are solely responsible for your own results.

3. Earnings Disclaimer (FTC Requirement)

No Income Guarantees: Any earnings, income figures, or revenue examples mentioned on our website, in our materials, or in testimonials represent individual results and are NOT typical.

These figures are provided for illustrative purposes only and should not be interpreted as:

• A promise or guarantee of your earnings
• Average results that users typically achieve
• A representation of what you will earn

Material Fact: Most people who purchase online courses, tools, or services see little to no results. Success requires significant time, effort, and often financial investment beyond the initial purchase.

4. Testimonials Disclaimer

Testimonials and case studies presented on our website represent specific experiences of individual users and are provided for reference purposes only.

Important Notes:

• Testimonials are not representative of typical results
• Individual results may vary significantly
• Past performance does not guarantee future results
• All testimonials are from real users who have used our services
• No AI-generated testimonials are used (FTC 2025 requirement)

5. Affiliate Disclosure (FTC Requirement)

Material Connection Disclosure: This website contains affiliate links and advertisements. This means we may earn a commission if you click on certain links and make a purchase, at no additional cost to you.

We only recommend products, services, and tools that we have personally used and believe will provide value to our users.

6. Refund Policy

We offer a 30-day conditional refund guarantee on eligible purchases. To maintain service quality and prevent abuse, refund requests must meet the following criteria:

Eligible Reasons for Refund:

• Technical Issues: Product or service not working as described despite our support assistance
• Non-Delivery: Product or access not provided within 48 hours of purchase
• Duplicate Purchase: Accidental double payment or duplicate order
• Medical Emergency: Documented medical situation preventing use of service
• Significant Discrepancy: Product significantly different from advertised features (with proof)

Non-Eligible Situations:

• Lack of effort or failure to implement strategies provided
• Changed mind without valid technical or service-related reason
• Already consumed/used significant portion of service or training
• Refund request after 30 days from purchase date
• Chargebacks or payment disputes (account termination applies)

Refund Request Process:

• Step 1: Email e.marketing.businessplane.growth@gmail.com within 30 days
• Step 2: Provide order number and detailed explanation of your situation
• Step 3: Include screenshots or evidence supporting your refund reason
• Step 4: Allow 24-48 hours for our team to review your request
• Step 5: If approved, refund processed within 5-7 business days

Important Notes:

• Refunds are issued to your original payment method only
• Custom work, personalized consulting, or completed services are non-refundable
• We reserve the right to refuse refunds that don't meet eligibility criteria
• Fraudulent refund requests may result in account termination and legal action

7. Limitation of Liability

To the fullest extent permitted by law, Daka shall not be liable for any indirect, incidental, consequential, or punitive damages. Our maximum liability shall not exceed the amount you paid for our services in the 12 months preceding the claim.

8. No Professional Advice

Our services provide educational information and tools for business and marketing purposes. This is not professional advice. You should consult with qualified professionals for specific advice tailored to your situation.

9. Intellectual Property Rights

All content, materials, tools, and resources provided through our services are protected by intellectual property laws and are the exclusive property of Daka. You may NOT copy, reproduce, or redistribute our materials without written permission.

10. Termination of Service

We reserve the right to terminate or suspend your access to our services at any time for violation of these terms, fraudulent activity, or abuse of our services.

11. Governing Law & Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction where Daka is registered. Any disputes shall be resolved through good faith negotiation, binding arbitration, or courts of competent jurisdiction.

12. Contact Information

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